PCC Business Express Loan
Unsecured, fast, and hassle-free. Our business express loan is perfect for businesses looking to finance short term needs.
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Benefits
No collateral required
No collateral required for loans up to $5,000,000.
Hassle-free
Minimal application requirements – no application fee required.
Fast approval
Enjoy seamless processing & approval in as fast as 5 days.
Auto-crediting
Loan proceeds are auto-credited upon disbursement of funds.
Requirements
- Must be duly registered to operate as a legal entity.
- Must have been operating for at least 3 years, and profitable for the latest 1 year.
- Must have no outstanding debt that exceeds 40% the company’s monthly income
- Owner with simple majority (individual with the single largest stake in the company) must provide details and sign off on the loan application form, and ultimately be the signatory in the surety agreement prior to loan booking
- If simple majority is shared across multiple owners, only (1) of them is required to sign off on the loan
- At least 21 years of age or above.
Eligibility Criteria
- Signed and Completed Application Form
- Copy of 2 valid IDs with photo from primary applicant / owner / authorised signatory
- Latest ITR
- Latest (1) year Audited Financial Statements
- Latest 6 months bank statement
- Valid Business Permit
Required Documents for Sole Proprietorship
- Signed and Completed Application Form
- Copy of 2 valid IDs with photo from primary applicant / owner / authorised signatory
- Latest ITR
- Latest (1) year Audited Financial Statements
- Latest 6 months bank statement
- Valid Business Permit
- Partnership / Board Resolution (authorising signatory for accounts and loan, credit investigation on both the business and owners)
- Continuing Suretyship Agreement (for corporations) Client will be given templates at point of application to prepare for the loan decision )
Required Documents for Partnership/Corporation