PCC Housing Loan
Stop waiting and get the keys to your dream home. With our award-winning housing loan, you can sleep in the house you always wanted sooner rather than later.
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Benefits
Up to 20 years
Flexible payment terms
Loans start from $125K
$125,000 minimum loan amount
Fair income requirements
$3,500 minimum joint gross monthly income.
Quick approval
Within 10 banking days upon submission of complete documents.
Flexible Loan Terms
Borrow up to 80% of the appraised property value. Enjoy low rates and terms of up to 20 years.
Requirements
- At least 21 years old and above.
- Earning a combined monthly income of $2,300
- Has been continuously employed for at least 2 years
- For the self-employed, must be operating a legitimate and profitable business for the last 1 year.
Eligibility Criteria
- Completely filled out an signed application form
- Clear copy of one valid ID
- Any of of the following Proof of income document
- Latest Income Tax Return
- Latest 3 months payslips
- Latest 3 months Bank Statement
- Certificate of Employment
- Proof Of address
Required Documents For employed applicants
- Completely filled out an signed application form
- Clear copy of one valid ID
- Any of of the following Proof of income document
- Audited Financial Statement (latest 1 year)
- Bank Statement (Latest 3 months)
- Lease/Rental Contracts
- Business Registration Certificate
- Proof of address
Required Documents For Self-employed applicants
How to apply
How to apply for a Home Loan
- Fill out the Online application form
- Upon successful submission, you will receive an email that your application has been received. Check your spam folder in case the message is not in your loan application
- Wait for the Sms Notification regarding the status of your loan application